Summer is the season of sunshine, cookouts, and backyard fun—but it’s also a critical time to take care of your home. The warm weather gives you the perfect window to check off maintenance tasks that keep your home safe, efficient, and ready for anything. Whether you’re a seasoned homeowner or just settling into your place, this guide will help you tackle summertime upkeep like a pro—and help you avoid preventable insurance claims along the way.
1. Start with the Outside: Protect Your Home from the Elements
The exterior of your home takes the brunt of summer’s heat, storms, and sun exposure. Taking a few proactive steps now can help you prevent costly damage later.
- Clean your gutters and downspouts. Clogged gutters are a major cause of water damage. Make sure water is flowing away from your home properly.
- Check your roof for signs of wear. Look for missing or damaged shingles, loose flashing, or signs of sagging.
- Inspect your siding and paint. Cracks or peeling paint can let moisture in, especially during heavy summer storms.
- Look out for pests. Ants, termites, and rodents love the warm weather. Seal any openings and trim branches away from your house.
Insurance tip: Routine maintenance can help you avoid claims for things like water damage, pest infestations, or windstorm issues—some of which may not be covered if they’re due to neglect.
2. Tune-Up Your Systems: AC, Plumbing & More
Your home’s systems work hard all year, but summer can be especially demanding. Keeping everything running efficiently can help you avoid mid-season breakdowns and expensive repairs.
- Service your HVAC unit. Replace filters monthly and schedule a professional tune-up. A clean, well-functioning system uses less energy and keeps your home more comfortable.
- Inspect your plumbing. Check for slow leaks under sinks, around appliances, or in crawlspaces. Summer heat can exacerbate plumbing issues.
- Test smoke and carbon monoxide detectors. It’s easy to forget during the summer, but these are year-round necessities.
Insurance tip: Proper maintenance reduces the risk of home fires, water damage, and system failure—three of the top causes of homeowners insurance claims.
3. Get Storm-Ready: Prepare for Summer Weather Hazards
Depending on where you live, summer can bring hurricanes, tornadoes, hail, or wildfires. Take the time now to prepare, and your future self will thank you.
- Secure outdoor furniture and grills. These can become dangerous projectiles during high winds.
- Create a disaster supply kit. Include essentials like bottled water, batteries, a flashlight, and key documents.
- Review your home insurance policy. Make sure your coverage is up-to-date and includes protection for natural disasters common to your area.
Insurance tip: Not all policies include flood or wind damage—talk to your agent to understand your coverage and fill in any gaps before you need it.
We can help!
Want to make sure your home is fully protected this summer? At The Barge Group, our team is here to review your homeowners policy, explain your coverage in plain English, and help you make sure your home is ready—rain or shine. Call us today for a complimentary insurance check-up.
Preparation and Maintenance are Key
Summer maintenance might not be as fun as a beach day, but it’s just as important. By taking care of your home now, you’ll enjoy peace of mind all season—and avoid those “wish I had done it earlier” regrets. A little prep goes a long way in protecting your investment, your family, and your future. At The Barge Group we can provide feedback and recommendations on your current coverage to make sure you are protected. We can also help with recommendations for great contractors in our area you may need for help with summer maintenance!